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Financial aid
The majority of Central Maine Medical Center College of Nursing and Health Professions students receive need based financial aid.
Institutional based scholarships/loans, as well as Federal and State financial programs are available to assist
students in meeting their educational expenses.Any student enrolled in Central Maine Medical Center College of Nursing and Health Professions, who qualifies for financial assistance, will receive aid to the extent funds are available. The amount of actual aid awarded depends upon the financial need of the individual student, and, therefore, will reflect the student and/or family's financial circumstances. All such information is strictly confidential. In general, a student is eligible for financial assistance at Central Maine Medical Center College of Nursing and Health Professions, if he or she:
The basis for figuring the Expected Family Contribution at Central Maine Medical Center College of Nursing and Health Professions is the "Free Application for Federal Student Aid" (FAFSA). The information provided on the FAFSA actually determines the expected family contribution. A Financial Aid Professional Judgment will be done only in a most unusual situation. Students who wish to apply for financial aid must submit a FAFSA to the Federal Processor of the U.S. Department of Education by May 1st. The FAFSA can be obtained at the School of Nursing Financial Aid office, a high school guidance office or may be filed electronically at FAFSA. The School of Nursing financial aid process also requires the completion of the School's "Blue Information Form" that provides credit hour information for the coming school year. This form is available at the Financial Aid office or by downloading the form from this site. Students are required to reapply for financial aid for each academic year. To be eligible for financial aid:
To qualify for independent status, Central Maine Medical Center College of Nursing and Health Professions students must be financially independent of their parents, and meet the Department of Education's criteria of independence. A student is considered to be automatically independent if he or she:
Financial aid awards are grants and loans. Grants are given without any expectations of repayment. Loans carry appropriate obligations. The aid combination, or package, is revised each year for each student, depending upon the student's needs, and upon the availability of program funding. Twenty-two (22) programs fund financial aid awards at Central Maine Medical Center College of Nursing and Health Professions, as follows: Pell Grant Program The Pell Program is a federal program administered by the U.S. Department of Education. The intent of the program is to provide needy students with grants to assist them in attending an institution of higher education. Grants may vary from $400 to approximately $4,050 per academic year. Students with previous bachelor degrees are not eligible for this award. State of Maine Grant Program (SMGP) The State of Maine Grant Program is administered by the Finance Authority of Maine. Financially needy students that are eligible may receive grants through the Financial Aid Office at the School. To be eligible for the maximum award the FAFSA must be filed by May 1st but the program has been revised to assist all students with demonstrated need as determined by the EFC cut-offs as determined by FAME each award year. The eligibility requirements are as follows:
The SEOG Program is a federal grant program specifically intended to make higher education possible for undergraduate students who demonstrate financial need. Grants are made to eligible students in amounts ranging from $100 to $1,000 per academic year. Students with previous bachelor degrees are not eligible to receive this award. Dr. Gard W. Twaddle Nurses Endowment Fund The program is a grant funded by monies earned by the Dr. Gard W. Twaddle Nurses Endowment Fund. Preference is given to upperclassmen (2nd year students). Elias E. Tucker Nursing Fund The late Mrs. Alice E. Tucker of Mechanic Falls, Maine, in memory of her husband, bequeathed monies to be held in trust by Central Maine Medical Center. Income generated therefrom is used to award grants to deserving young men and women, participating in an educational program, preparing a person to take the examination to become a registered nurse. First preference is accorded to Mechanic Falls students. Woman's Hospital Association Fund The Woman's Hospital Association of Central Maine Medical Center has donated monies to be awarded, as grants, to deserving and financially needy nursing students. Aurela B. Dumont Endowment Fund The program is a grant funded by monies earned by the Aurela B. Dumont Endowment Fund. Preference is given to a student with academic ability from Lewiston. Charles Edward Fortier, Jr., RN Memorial and Endowment Fund The family of Charles Edward Fortier, Jr. (Class of 1984 alumnus) has donated monies to be awarded to second year students who are deserving nursing students. An award is also given to a graduating Senior. Julianna Lawlor Memorial Scholarship Fund This scholarship has been made possible through donations by the family and friends of Miss Julianna Lynn Lawlor (Class of 1976 alumnus). Income generated therefrom is used to award grants to second year students in good academic standing, and great financial need. The money is to be used to defray tuition cost only. Katherine Mary Moore Memorial Scholarship This scholarship has been made possible through donations by the family and friends of Miss Moore (Class of 1972 alumnus). Priority shall be given to students graduated from the Mountain Valley High School in Rumford. Lillian J. Abbott Memorial Scholarship This scholarship has been made possible through donations made by the family and friends of Mrs. Lillian J. Abbott (Class of 1942 alumnus). Priority shall be given to second year students who exhibit exceptional performance and special interest in mental health nursing and who are legal residents of Sumner, Hartford or Buckfield Maine. Susan F. Reeleder Tarbell Memorial Scholarship This scholarship has been established in memory of Mrs. Susan F. Reeleder Tarbell (Class of 1915 alumnus) through donations made by her son, K. Kenneth Tarbell, and family. Priority shall be given to second year students from Aroostook County who are financially needy to help defray tuition costs. The Tozier Sisters Memorial Scholarship (Asenath Tozier Murch and Ruth Tozier Snell) This Scholarship has been established through donations made by the families of Mrs. Asenath Tozier Murch and Mrs. Ruth Tozier Snell. Mrs. Murch and Mrs. Snell were sisters who graduated from Central Maine General Hospital School of Nursing in 1920 and in 1917 respectively. Mrs. Murch retired in 1950 after devoting 30 years to public health nursing. She died in 1991. Mrs. Snell, who died in 1992, was in the first group of registered nurses to pass a state-administered nursing examination. Florence Dudley Tobin Memorial Scholarship Fund This scholarship was established in memory of Mrs. Tobin by her daughter, Miriam Tobin Rockwell, a 1945 graduate of Central Maine General Hospital School of Nursing. Priority shall be given to second year students from Belgrade, Maine or Oakland, Maine. Beulah Long Musgrave Memorial Scholarship This scholarship was established in memory of Mrs. Musgrave by her husband Thomas W. Musgrave. Mrs. Musgrave graduated from the Central Maine General Hospital School of Nursing on December 15, 1934. She practiced in her profession most of her life until her death on February 7, 1989. Priority shall be given to a second year student from the State of Maine, having graduated from a Maine high school. Mary Ann Burn Memorial Fund Established by friends of Dr. Burn, Director of the Central Maine General Hospital School of Nursing, who retired in July 1976. Eligible are full time students having completed one full semester. Priority is given to residents of Kittery Point first, then Kittery. The amounts of the scholarships vary. School of Nursing Centennial Endowment Fund This fund was established in 1993 as the result of the Fund appeal letter, which generated donor support for this fund. The annual income will be used to provide educational resources, needed equipment, and scholarships. The amounts of the scholarships vary. Dorothy Newcomb Hobart Memorial Scholarship Fund Mr. F. Berkley Hobart established this scholarship fund in memory of his wife Dorothy Newcomb Hobart, a 1935 graduate of Central Maine General Hospital School of Nursing. Income and realized gains from the fund will be awarded on a yearly basis to a student having the greatest financial need. Dr. Donald H. Horsman Memorial Fund Established by Dr. Horsman's wife, Ruth Higgins Horsman, this fund awards scholarships to students who demonstrate financial need. The scholarship amounts vary. Marise ("Tiggi") L. Karahalios Memorial Scholarship Fund Established in 1999 by Anthony Karahalios in memory of his wife Marise L. Karahalios, a 1944 graduate of Central Maine General Hospital School of Nursing. The annual net income and realized gains will be used to grant an annual scholarship to a student who demonstrates financial need. Deborah L. Pratt Scholarship Fund Ms. Pratt graduated in 1943 from Central Maine General Hospital School of Nursing. The annual net income and realized gains will be restricted for nursing scholarships. DArlette Lachance Magee Endowment Fund Established by Arlette Lachance Magee, a 1964 graduate of Central Maine General Hospital School of Nursing, in 1999. Net income and realized gains shall be distributed and disposed for the restricted special and unanticipated needs of the Central Maine Medical Center College of Nursing and Health Professions as determined by the President of the School of Nursing Alumni Association and the Director of the School. Federal Family Educational Loan Program A. Federal Subsidized Stafford Loans Students may apply for loans under the Federal Family Educational Loan Program through lending institutions in their community. Interest on loans, while the borrower is in school, may be paid by the Federal Government. Variable interest rates are capped at 8.25%, once the repayment period has begun. Repayment begins six (6) months after last attendance on at least a half-time basis. Information on this program is available at the Financial Aid Office. Full-time and part-time students may borrow up to $2,625 during their first year and $3,500 during their second year. An exit interview with the School's Financial Aid Director is required prior to discontinued attendance. B. Federal Unsubsidized Stafford Loans These loans are federally funded and similar to Federal Subsidized Stafford Loans. They are different in that they are not based on financial need. Students may borrow up to an additional $4,000. C. Federal Parent Loan for Undergraduate Students (PLUS) PLUS loans are not based on need for parents of dependent student. Parents may borrow cost minus estimated financial assistance (no maximum limit). They may qualify if they have no adverse credit history. Interest is capped at 9%. Award Process: The student is considered for financial aid, funded by the programs described above, on a basis of financial need, taking into account not only the student's needs, but those of all other students as well, and considering the amounts of monies available for funding. The resulting determination, or award, is communicated to the student in the form of a financial aid "offer", which the student is free to refuse in whole or in part. However, refusal will not result in the reconsideration of the manner in which a student's aid has been proportioned between grant aid and loan aid. Disbursement Process: Regular School charges are due on or around August 15th and December 20th. Students whose term bills are not paid, may not register or attend class, nor are they eligible for transcripts or degrees. In addition, there is a late charge. For grants and loans from all programs, two equal installments of the aid will be credited to the student's account on or around August 15th and December 20th concurrently with the date, when the regular School charges become due and payable. Any remaining balance at each term will be payable at the time the bill is rendered. When all School charges have been provided for, and a credit balance arises, the student will receive a cash refund (allowing 14 days after the first day of classes each semester, except first time borrowers) to meet education expenses that are outside of the School's charge structure, such as the tuition for outside general educational courses. Other Considerations: Schools generally do not have resources adequate to meet all the financial needs demonstrated by financial aid applicants. Therefore, students are strongly encouraged, to seek outside aid from organizations concerned with such matters. While not an all-inclusive list, Central Maine Medical Center College of Nursing and Health Professions students have received grants from: high schools, church groups, community hospitals/hospital auxiliaries, Dollars for Scholars, civic minded fraternal and professional organizations (American Legion, Kiwanis, Elks, Lions, Rotary, Odd Fellows, Rebekahs, Auburn Exchange Club, etc.) Two (2) other scholarships available to students enrolled in the School are:
The number to call for questions regarding the Pell Grant Student Aid Report is: 1 (800) 433-3243. The School is responsible for administering significant amounts of financial aid, including public funds, distributed under several federal student aid programs. The applicant and the applicant's parents or legal guardians must supply accurate and complete information for the Free Application for Federal Student Aid (FAFSA) and "CMMC School Blue Information Sheet"
The Registrar's Office provides enrollment verification each semester to the Financial Aid Director to assure each student is enrolled for the number of credits listed on the Blue Information Form and which their financial aid (for some awards) is based. If there is a change in the number of credit hours some awards may need to be revised.
Students may appeal in writing, usually within 30 days notification, to the Financial Aid Director indicating a) why the minimum academic requirements were not met, and b) reasons why the financial aid should not be lost. The Director of Financial Aid will review the appeal and submit a response to the student, in writing, within 30 days. A student wishing to appeal the decision may do so, in writing, within 14 days, to the Director of the School and the Chairperson of Student Affairs. A response will be given to the student within 14 days from the date the appeal is received. For continued financial aid eligibility, and compliance with federally mandated requirements, the following Financial Aid Satisfactory Academic Progress Policy is provided to all financial aid recipients of the Central Maine Medical Center College of Nursing and Health Professions. All students receiving financial aid must complete a given number of credits in comparison to those attempted. The scale varies depending on full-time, part-time (three quarter time) or part-time (half-time) status. A copy of the scale is provided to all students who are awarded financial aid with their first award notice. Copies are also available upon request. The following shall be considered as credits completed:
Financial Aid Probation and Suspension In the event that a student fails to meet any of the above criteria in a particular semester, the student will be placed on Financial Aid Probation. A student in this category may receive financial aid for the upcoming semester, but at the end of that semester, the student must have completed the designated number of credits. A student who has not completed the designated number of credits by the end of the probationary semester will be suspended from the receipt of further financial aid. Grade Point Average These are calculated via the Institution's academic standards by the Office of the Registrar. Students with insufficient grade point averages are notified of their status (either academic warning, probation or dismissal), by the Course Coordinator/Associate Director. Upon notification of the academic action, the Financial Aid Office will take appropriate action. Semesters Each semester of enrollment on at least a half-time basis is calculated for purposes of Satisfactory Academic Progress regardless of the receipt of financial aid. Satisfactory Academic Progress will be reviewed every semester. Appeal of Financial Aid Probation/Suspension Students placed on Financial Aid Probation or Financial Aid Suspension may appeal in writing, normally within 30 days of notification, directly to the Director of Financial Aid, indicating why the minimum academic requirements were not met, and reasons why financial aid should not be lost. The Director of Financial Aid will review the appeal and notify the student in writing of the decision, within 30 days from the date the appeal is received. A student wishing to appeal the decision made by the Director of Financial Aid may do so in writing, within 14 days, to the Director of the School or the Associate Director. A response will be given to the student within 14 days from the date the appeal is received. Conditions of Reinstatement Students must complete the appropriate number of credits at the conclusion of the designated academic semester to be reinstated. At that time the student must notify the Director of Financial Aid in writing, that the conditions of reinstatement are believed to have been met. The student will observe all normal application procedures and deadlines for financial aid consideration. The student will be notified, in writing, whether reinstatement has taken place. |
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Measurement of Satisfactory Academic Progress for Continued Financial Aid
PART-TIME (three quarter time) students: Associate Program - Four and one half (4.5) years
PART-TIME (half time) students: Associate Program - six (6) years
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| Return of Title IV Funds
Students who are receiving Title IV Funds (Pell Grant, SEOG and Stafford Loans) and withdraw from or change status in the School shall have their funds factored for any possible return using the U.S. Department of Educations's Return of Title IV Software. The return of funds is based on the number of days the student is actually enrolled in the School versus the total number of days in the semester. Funds earned or funds to be returned are calculated and the student is provided written documentation explaining the process. It is possible that some grant funds and/or Stafford Loan funds will need to be returned.
For General Refunds, the official date of withdrawal is defined as the date on which the student's signed, written letter of resignation is actually filed with the Registrar. The Registrar will send an official written notification of the date of the student's withdrawal to the Financial Aid Director for calculation of a refund, when applicable. No student will be promoted to another semester, or graduated from this School, until all library books are returned/replaced and ALL bills due the Central Maine Medical Center College of Nursing and Health Professions are paid in full. Residence Refunds Students moving out of the Residence after the beginning of the semester will have refunds based on the General Refund Policy. The student must provide prior notice to the Registrar of their intent to vacate the Residence. The required security deposit will be refunded to the student after the room has been inspected by the Registrar.
Students Moving Into The Residence After The Beginning Of A Semester: |
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| Central Maine Medical Center College of Nursing and Health Professions 70 Middle Street Lewiston, Maine 04240 207-795-2840 Fax 207-795-2849 |
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